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London & Oxford Capital Markets is regulated by the FCA, which ensures that client funds are treated with a high level of security. FCA regulation requires firms to maintain certain standards regarding client money, such as holding client funds in segregated accounts to prevent them from being mixed with the firm’s own funds. This offers a level of safety and protection for traders. However, due to the firm’s current inactivity and lack of services, there is no risk of funds being held or lost at this time, as they are not accepting clients. Once they resume operations, I would recommend checking their updated client money policies to ensure they continue to adhere to the FCA's high standards.