After a thorough review of RCB’s background and current status, I must state that evaluating their overnight financing costs—or any trading conditions—is effectively impossible at this time. My experience as a trader has taught me that regulatory status and transparency are essential foundations for assessing key aspects like swap rates. In RCB’s case, not only are they completely unregulated, but they have also officially ceased all financial and brokerage operations. Their website confirms the closure and withdrawal from all investment and banking services, which means there are no active trading platforms, instruments, or customer support channels. From my perspective, any historical information about RCB’s previous overnight financing costs is irrelevant today since the broker no longer provides any services to clients. Comparing RCB to active, regulated brokers—whose financing costs can be systematically evaluated—is, therefore, not applicable. For those seeking reliable overnight financing terms, I strongly recommend focusing only on brokers that are properly licensed and operational. Risk management, transparency, and the ability to access clear cost structures are simply not possible with entities like RCB at this stage. For me, the absence of valid regulation and the official shutdown make RCB a non-option; I wouldn’t consider them for trading, let alone for competitive financing rates.