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Yes, Manulife is a legitimate and well-established financial institution, with a history dating back to 1897. As a company regulated by the SFC, it adheres to strict regulations, making it a safe option for financial products like life insurance, retirement savings, and investment-linked products. This regulation ensures that Manulife maintains transparency and follows industry standards. As someone seeking a reliable financial partner, the SFC’s oversight increases my trust in Manulife’s ability to manage my investments responsibly. Additionally, Manulife reviews are generally positive, with many customers appreciating the variety of products and services offered, from health protection to tax-deductible products. However, I must remain cautious and understand that while the company is regulated, there is always some level of market risk, particularly with investment-linked plans, where returns can fluctuate based on market conditions.