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Reflecting on my experience and based on the available information, I have not found any clear details regarding inactivity fees for TD’s trading services. As a trader, I’m particularly cautious about fee structures, especially those that could unexpectedly impact my account. What concerns me most is the lack of transparency: TD’s fee policies are not clearly outlined, and there’s little accessible documentation about whether or when inactivity fees might be deducted. For me, this lack of clarity is a significant drawback, because it introduces the possibility of unforeseen costs—something no prudent trader wants to encounter. More importantly, TD operates as an unregulated platform according to recent risk assessments. This elevates my level of caution, as regulatory oversight is usually the primary safeguard against opaque or unfair fee practices. Without clear regulatory guidelines, the absence of a detailed fee schedule—including specifics about inactivity charges—means I cannot confidently plan my trading or account management strategy with them. Given these points, I refrain from making any assumptions about inactivity fees, but the absence of disclosure and regulatory protection compels me to be extremely vigilant. If an inactivity fee does exist, without transparent terms, traders could be at risk of unexpected deductions. For my part, I always recommend verifying fee conditions directly before opening or maintaining an account, especially with unregulated brokers.