In my assessment as a long-term independent trader, a broker’s fee structure—especially overnight financing or swap fees—is crucial in managing trading costs and long-term profitability. However, with Reliance Smart Money, I have found that there is no clear or transparent information about their overnight financing or swap fees available through their official resources. In my experience, this is a significant concern. Most well-established, regulated brokers provide detailed disclosures of their swap charges, allowing traders to plan trades with full awareness of potential carrying costs. The absence of such details from Reliance Smart Money makes it impossible for me to directly compare their swap fees to those of other brokerage firms. For me, this raises a red flag, especially since the broker is also not subject to any effective regulation, according to available information. Responsible risk management, in my view, always begins with understanding all costs involved in a trade. Without concrete, accessible information on overnight fees, I refrain from trading leveraged or margin products with such brokers. To sum up, until Reliance Smart Money displays transparent and verifiable information about their overnight or swap fees, I find it far less competitive and trustworthy than most regulated brokers I’ve used. For anyone prioritizing cost clarity and safety, I’d advise approaching this broker with substantial caution.