WikiFX

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As someone who takes risk and regulatory oversight very seriously when choosing a broker, I always make it a priority to understand all the fees involved in an account—including inactivity charges. After examining XP Investimentos, I found their WikiFX profile provided detailed information about their product lineup, trading platforms, as well as some card and transactional fees for specific services. However, I did not see any mention of inactivity fees, nor any clarification on when or if such fees might apply. For me, the absence of clear information about inactivity fees is itself a matter that requires caution. In my experience, reputable brokers typically disclose all potential account-related fees transparently, particularly those that could impact clients who are not trading actively. Since XP Investimentos is also listed as unregulated, I am personally even more reluctant to make assumptions in areas where details are lacking. Therefore, based on what I could verify, I did not find evidence of inactivity fees explicitly described by XP Investimentos. However, due to the lack of regulatory oversight and transparency regarding such charges, I would strongly advise anyone considering an account here to contact their support and request written confirmation before proceeding or leaving funds dormant. This conservative approach has served me well in protecting my capital and avoiding unexpected costs.