In my experience as a forex trader, one of the core strengths I've observed with MUFG, specifically through its au Kabucom Securities platform, is its diversity in available trading instruments. For someone like me who appreciates both flexibility and choice, MUFG provides access to a wide range of products—stocks, ETFs, REITs, IPOs, petit shares, investment trusts, bonds (including foreign bonds), futures, options, and notably, forex margin trading. Having so many options under a single regulated entity simplifies portfolio diversification and allows me to adapt my strategies as market conditions change. When considering fees, especially as a forex trader, I'm cautious about hidden costs. What sets MUFG apart for me is its approach to forex trading costs: instead of explicit commissions, trading is commission-free with the cost included in the spread. This transparent model helps me better estimate my transactional expenses, though I always remain attentive to spread fluctuations since these effectively replace commission fees. For stocks and other products, the fee structure is clear and tiered based on contract value, which aids in managing costs, especially for smaller trades. However, I would be prudent to note that most information and services are provided in Japanese, which could be a barrier for non-speakers. Overall, the breadth of instruments and a straightforward fee approach are advantages I value in MUFG, though I always conduct my own due diligence before trading.