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As someone who has approached The Access Bank UK primarily for its forex-related services, I find there is a notable lack of direct, transparent information publicly available regarding their spreads or commission structure on forex trading. From what I’ve gathered, The Access Bank UK is primarily a regulated commercial bank in the UK that offers trade finance, asset management, and foreign exchange services, rather than operating as a typical retail forex broker. They are licensed by the UK’s FCA, which is reassuring and generally means any fees and pricing should be inline with regulatory standards and transparently disclosed to clients; that said, the bank’s website and main materials do not publish a dedicated breakdown of trading spreads or typical commission charges for spot FX or CFDs. Unlike most retail brokers that clearly state their spreads and fee schedule, my experience is that banks like The Access Bank UK tend to work more on a bespoke basis, particularly when it comes to larger transactions, commercial clients, or private banking relationships. This often means that the cost of trading—both in terms of spread and possible commissions—can be individually negotiated and will likely reflect prevailing market conditions, your trading volume, and the banking relationship you maintain. As a result, while regulation suggests I can expect fair practice, I cannot presume their forex trading costs are competitive with brokers that cater specifically to active, smaller-scale forex traders. For someone considering trading with Access Bank UK, my strong recommendation would be to directly contact their customer service for a written schedule of all potential fees, inclusive of both trading spreads and any commission or administrative charges, before making any decisions or funding an account. This is prudent to avoid any misunderstandings, as the absence of published fee details introduces an extra layer of complexity and risk that every trader should factor into their decision-making process.